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• The financial data landscape is quickly shifting, expanding the attack surface for IT professionals.
• Zero Trust is moving from shared secrets (screen scraping) to managed permissions via tokenized FDX APIs.
• FDX is a governance framework and security philosophy protecting over 114 million connected accounts.
• The enforcement layer relies on FAPI 2.0 and compliance to prevent tokens from being hijacked.
• Immediate IT priorities include eliminating screen scraping and implementing pre-transaction fraud controls.

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